Step 1: Visit the Wema Bank official website on your device or computer. The website is compatible with any browser and can work on a good smartphone. Step 2: Click on 'Open an Account'. Look for the 'Open an account' section on the phone. Click on it and choose the account processing types. Reasons your ALAT Account is Debit Restricted. Here are the reasons your ALAT account is showing debit restricted: You have exceeded your daily withdrawal limit. Each ALAT account has a daily withdrawal limit. If you have exceeded this limit, your account will be debit restricted until the next day. You have made a suspicious transaction. ALAT Account Types and their Limits. There are two types of Wema ALAT accounts: Tier 1 ALAT account (N300,000 limit) For this account type, all you need are your BVN, photo, and signature. Tier 3 ALAT account (Unlimited limit) For this account type, you need to upload your BVN, photo, signature, address, Identification card, and utility bill. This mobile banking has 250,000 customers whose total deposits are estimated to be N1.6bn in its customer base. All thanks to ALAT by Wema for introducing a quick and reliable means of avoiding long bank queues and the advent of a paperless banking system. Is ALAT by Wema Same as Wema Bank? View this post on Instagram FAQ - Frequently Asked Questions - What is ALAT ? ALAT is Nigeria's first fully functional digital bank. With ALAT, you can do all your banking transactions without being physically present at a bank - How do I open an ALAT account without going to a bank ? You can open an ALAT account easily SZ1Q4d.

alat by wema account limit